Deer Park Chapter 7 Lawyer
Fresh Start Bankruptcy
If you are considering bankruptcy, the assistance of an experienced Deer Park bankruptcy attorney is vital. Dennis M. Slate, Attorney at Law knows that filing for bankruptcy can be a difficult decision. It is a choice that is best made based on an understanding of the law, the benefits of bankruptcy and knowing the different chapters you can file for. If you are like many individuals who have come to my firm for assistance, I am certain that you will want clear and complete answers to your bankruptcy questions. With 29 years of experience and thousands of people helped in bankruptcy matters, my firm has the knowledge and proven track record to assist you to successfully make it through the process.
After determining "is bankruptcy right for me?" the next most important question becomes "what chapter should I file?" Although there are many chapters that can used to bring about debt relief, one of the most commonly filed is Chapter 7 or "fresh start" bankruptcy. As with all forms of bankruptcy, Chapter 7 is a court procedure that has as its purpose to bring you out from overwhelming debt and permit you to begin newly in your financial life. With Chapter 7, you can discharge your debts in a way that is legally approved and supervised. This first step, however, is to find out if you qualify for bankruptcy.
Qualifying for Chapter 7 Through the Means Test
To find out if you qualify for Chapter 7, a "means test" is conducted. This standardized test determines your true financial situation and is part of the information that my firm provides in your petition to the court. When I know you are qualified, work can begin quickly to gather and compile all the information required to get your petition approved. When Chapter 7 is completed, all or the greatest part of your debts will be legally discharged.
As soon as I file your petition, the court will issue an "automatic stay" on all bill collection actions against you. Chapter 7 can help to stop a foreclosure, repossessions, debt lawsuits, wage garnishment and any form of creditor harassment. At the end of Chapter 7, each of these troublesome situations can be resolved so that you are free to begin a new stage in your life.
Contact a Deer Park Chapter 7 lawyer to find out if Chapter 7 is the best form of bankruptcy for you to legally discharge your debts.